Mortgage News

Going into Autumn we have continued to see a steady mortgage market, made up of a mixture of purchase and remortgage transactions.… Read more: Market Update – Autumn 2025

If you are self-employed and thinking about buying a property or re-mortgaging your existing property soon, it is essential to ensure you… Read more: Self Employed – Having the Correct Documentation

For many homeowners in the UK, a mortgage is the biggest financial commitment they’ll ever make.  Mortgage overpayments are a powerful tool that,… Read more: The Benefits of Mortgage Overpayments

While product transfers (switching to a new mortgage product with your existing lender) can seem straightforward enough to do yourself, using a… Read more: Why use a Mortgage Adviser for your Product Transfer?

Since our last update in March, we have continued to see a very busy mortgage market.  The market eased slightly in April,… Read more: Market Update – Summer 2025

A common reason clients contact us whilst they’re within their fixed deals is the need for additional borrowing. Often for home improvements,… Read more: Further Borrowing Options

We have seen a very busy start to 2025 with the number of purchase transactions up considerably compared to the same period… Read more: Market Update – March 2025

There were several key announcements on stamp duty in the recent Autumn Budget which impacts properties in England and Wales. Scotland have… Read more: Stamp Duty Changes in April 2025

The mortgage market in June 2024 has been steady compared to previous months but we are yet to see the big rate… Read more: The inflation target is finally hit but don’t expect a base rate reduction just yet.

The mortgage market in May 2024 continued to present a mixed picture for borrowers.  Here’s a breakdown of the key trends: Rising… Read more: Mortgage Market Update: A mixed bag for May & a busy June

Return of the Offset Mortgage Offset mortgages are a product that has been around for years but has not always had the… Read more: Offset Mortgages Update

Fixed Rates Further Reductions – When should you Fix in? The average 2 year fixed product was around 6% in November whilst a… Read more: Fixed Rates Further Reductions

Self Employed? Tax Return Deadline – 31st January If you are self-employed, the deadline for submitting your April 2022 tax return is… Read more: Self employed & tax returns

Over the recent past, many clients taking out mortgages have done so via a fixed product. Interest rates are fixed for an… Read more: Are tracker and variable products going back out of fashion?

Is your mortgage due for review soon? According to an analysis by Accord Mortgages, nearly £100bn worth of mortgages will mature by the… Read more: Time to Remortgage

The ‘Don’t Pay’ campaign group calls for Brits to stop paying energy bills. Over 100,000 people have added their names to cancel their direct… Read more: Beware – Utility Bills – ‘Don’t Pay’ Campaign

January is always a busy time in the property market.   If you are looking to purchase a property, getting into the best position to… Read more: Getting in the Best Position to Purchase a Property

Before securing your next mortgage deal, it’s important to reflect on what’s changed, and also what’s likely to change in the future.… Read more: Finding the right mortgage for your life now and in the future

Staying on a Standard Variable Rate – the disadvantages Have you thought about your re-mortgage options? Recent consumer research carried out by… Read more: Staying on a Standard Variable Rate – the disadvantages

UK Residency – We get lots of enquiries from clients who do not hold UK passports or indefinite leave to remain in… Read more: UK Residency

Self Employed – If you are self employed, whether as a sole trader or via a limited company, it can seem a… Read more: Self Employed

Holiday Lets – It is that time of the year when everyone seems to be on their holidays. This year the UK has… Read more: Holiday Lets