JF Financial Solutions is based in Altrincham, South Manchester. We offer Mortgage and Protection advice taking into account our clients individual needs and future requirements.
We mainly cover Manchester and Cheshire areas but can provide our services to you if you are further afield. We offer daytime and evening appointments, are happy to visit your home or workplace, or you are welcome to come to our office. If more convenient, or if you’re not local, we can speak over the phone, whatever suits your needs.
James Foster, proprietor of JF Financial Solutions, has worked in financial services over the past 16 years and is a qualified mortgage and protection adviser.
James is passionate about delivering excellent customer service.

Mortgages
We offer advice on all types of mortgages, from residential purchases and re-mortgages to buy to let and commercial products.
We offer products from the ‘whole of the market’ and have access to a number of exclusive products.
Our adviser will guide you through the process to find the most appropriate mortgage for you.
Protection
What is Protection? It is putting in place a product that can provide reassurances that your financial future is secure even if the unexpected / worst happens.
After a thorough assessment of your Protection needs, we will give you a personalized recommendation based on your circumstances and priorities.
We cover all types of protection including Life Insurance, Critical Illness Cover, Income Protection and Home Insurance.

Straight Talking
We don’t use jargon and deliver our advice in a clear and easy to understand way

Professional
Our adviser is qualified and committed to the highest professional standards.

Friendly
We’re happy to engage in any medium you prefer though we do like to meet our clients face to face – it’s just the way we are!
Testimonials
Rose Ong2025-06-23Trustindex verifies that the original source of the review is Google. As a first time buyer, the thought of finding a mortage was scary! Having no idea where to start, James was extremely helpful in looking for options appropriate to my income and situation. He was able to find the best mortgage for me allowing me to buy my first home. He also has useful contacts for surveys insurance etc, something I would have had no idea where to start looking. I would highly recommend JF Financial Solutions ! Matthew Curd2025-05-30Trustindex verifies that the original source of the review is Google. We have used James and his team for our first mortgage, first re-mortgage and now for a house move. Every time the experience has been fantastic! James is really knowledgeable and keeps on top of everything. I would highly reccommend! Matthew Bedford2025-05-29Trustindex verifies that the original source of the review is Google. Excellent service. I have used JF Financial services every time I have moved house/re-mortgaged and James always delivers. Fast, thorough and always goes the extra mile when needed. Highly recommended! Lydia & Emily Macauley2025-05-07Trustindex verifies that the original source of the review is Google. Very thorough and helpful. Hassan Ajmal2025-04-23Trustindex verifies that the original source of the review is Google. James is exceptional and has an amazing knowledge of the mortgage industry and has most of the lenders on his panel. This is the second time i have used him in 7 years and service was even better. He is fully involved in the process from start to finish which makes a big difference. Would highly recommend to use JFF. Holly Percival2025-04-22Trustindex verifies that the original source of the review is Google. James and his team are extremely polite, caring and helpful. This was our first experience buying a home and didn't have a lot of knowledge of what comes with purchasing a property. James guided us through everything and his professionalism shone through the whole time. We are extremely grateful to James for helping us buy our first home and we highly recommend him! Anthony Buckley2025-04-11Trustindex verifies that the original source of the review is Google. We recently arranged a mortgage through James. He is super helpful, answers any questions and takes the stress and hassle out of the process. Highly recommend Phil Roberts2025-04-04Trustindex verifies that the original source of the review is Google. James has looked after me for a number of years now, he takes care of everything, and always finds a suitable product, highly recommended …. Phil.R Laura Kirkham2025-04-03Trustindex verifies that the original source of the review is Google. I am so grateful that a friend recommended I contact James at JF financial services for my recent mortgage. He made the whole process seamless and is the ultimate professional. I really valued the time he spent explaining the options and working with me to decide on the best mortgage and was supportive throughout the whole process going above and beyond. Vicky Schofield2025-03-12Trustindex verifies that the original source of the review is Google. An absolutely amazing service during an extremely stressful time. I can't thank James enough for his professionalism, knowledge and kind manner. I wouldn't hesitate to use JF Financial Solutions again in the future and will recommend him to any friends or family requiring his expertise. Thank you.Load more
For expert financial advice you can trust
Request a Call Back
Call 0161 711 1720 to see how we can help you.
If you want further information or for one of our team to contact you then please get in touch.